Mmene mungatetezere khadi la banki kuchokera kwachinyengo

Otsutsawo akuyambitsa njira zatsopano zachinyengo mugawo la kufalikira kwa ndalama zopanda ndalama. Malingana ndi ziwerengero, kuchokera ku mauthenga apakompyuta a ku Russia, "amachotsedwa" ndi ruble 1 biliyoni. pachaka. Kuti mudziwe momwe mungatetezere khadi la banki kuchokera kwa anthu onyenga, ndi kofunika kumvetsa mfundo zoyendetsera makompyuta amakono.

Njira zoteteza khadi la banki kuchokera kwachinyengo

Ngati mukuganiza kuti mwakhala mukuchitidwa chinyengo, lipotireni kubanki mwamsanga: mudzathetsa khadi lanu ndipo latsopanolo lidzatulutsidwa

Kudziteteza kumakuwoneka kukhala weniweni. Mukungoyenera kuthana ndi mayesero ena.

Foni yachinyengo

Njira yodziwika kwambiri yoba ndalama, yomwe ikupitiriza kudaliridwa ndi anthu ambiri, ndi foni. Anthu ochita zachinyengo amauza mwini wa khadi la banki ndikumuuze kuti watsekedwa. Okonda ndalama zophweka amaumirira kuti nzikayo yatipatsa zambiri zofunika pazomwe akudziŵa, ndiye adzatha kutsegula pakali pano. Makamaka, anthu okalamba amakhala ndi chinyengo chotero, muyenera kuchenjeza achibale anu za njira yachinyengo.

Ndikofunika kukumbukira kuti ogwira ntchito ku banki sadzafunanso kuti chithandizo chawo chikhale ndi foni ndi deta pa PIN kapena CVV code (kumbuyo kwa khadi). Choncho ndikofunikira kukana kulandila pempho lililonse la mapulani.

Kuba m'mabuku

Mu chinyengo chotsatira, achinyengo samalankhula ndi munthuyo poyankhula. Amatumizira ma SMS ku kampeni ya pulasitiki, akufunsapo zambiri zomwe zikufunikira kwambiri kubanki. Kuonjezera apo, munthu akhoza kutsegula uthenga wa MMS, pambuyo pake ndalama zidzatengedwa kuchokera pa khadi. Malingaliro awa angabwere ku imelo kapena nambala ya m'manja.

Musayambe kutsegula mauthenga omwe amabwera ku chipangizo chamagetsi kuchokera ku magwero osadziwika. Kutetezedwa kwina mu izi kungaperekedwe ndi mapulogalamu apadera, mwachitsanzo, antivayirasi.

Kudzinyenga kwa intaneti

Pali malo ambiri otukuka omwe akupitiriza kudzaza intaneti ndipo amalowa muzinthu zowona. Kwa ambiri a iwo, wogwiritsa ntchito akufunsidwa kuti alowe ndondomeko yodalirika ndi khadi la banki kuti agule kapena zochita zina. Pambuyo pazidziwitso zoterezi zikugwera m'manja mwa olowa, ndalamazo zimachotsedwa nthawi yomweyo. Pachifukwa ichi, zodalirika zokha ndizofunika kukhulupilika. Komabe, njira yabwino kwambiri ndiyo kukhazikitsa khadi lapadera la kugula pa intaneti, komwe sipadzakhalanso ndalama zambiri.

Akufuula

Olemba mapulogalamu amatchedwa zipangizo zamakono zomwe zimayikidwa ndi zowononga pa ATM.

Makamaka ayenera kulipidwa pochotsa ndalama kuchokera ku ATM. Anthu onyenga apanga njira yodziwika ya kuba kwa ndalama zopanda ndalama zomwe zimatchedwa scriming. Ochita zoipa ali ndi zida zamakono zowonongeka ndipo amadziwitsa zambiri za khadi la banki. Chojambulira chojambulira chimapangitsa munthu kulandira chithunzithunzi cha pulasitiki ndikuwerenga zonse zofunika kuchokera ku matepi a maginito.

Kuphatikiza apo, otsutsa ayenera kudziwa PIN yowonjezera, yomwe imalowa pa mafungulo omwe aperekedwa kwachinsinsi ndi ogwira ntchito ku banki. Manambala awa amadziwika kuti amadziwika mothandizidwa ndi kamera yobisika kapena kamera kamtengo kakang'ono kamene kamakhala ndi ATM.

Ndi bwino kusankha ATM yomwe ili mkati mwa maofesi a mabanki kapena malo otetezedwa omwe ali ndi mavidiyo owonetsetsa mavidiyo. Musanayambe kugwira ntchito ndi ogwidwa ndi matendawa, ndikulimbikitseni kuti muziyang'anitsitsa ndikuyang'ana ngati pali chilichonse chokayikira pa khibhodi kapena pa khadi.

Yesani kutseka PIN yomwe mumalowa ndi dzanja lanu. Ndipo pakakhala zovuta zina sizichoka pa software ndi hardware. Nthawi yomweyo funsani ku ofesi ya banki yomwe ikukutumikirani, kapena gwiritsani ntchito othandizidwa.

Chitetezo cha RFID ndichitsulo chosanjikiza chomwe chimalepheretsa kulankhulana ndi wowerenga zolaula.

Njira zowonjezera zotetezera zidzakhala izi:

• Inshuwalansi ya mankhwala a banki mu bungwe la zachuma. Banki yomwe ikukupatsani inu ntchito zake idzatenga udindo wa kuchotsedwa mosavomerezeka ku akaunti. Ngongole ndi ndondomeko ya zachuma zidzakubwezerani ndalama, ngakhale mutagwidwa mutalandira ndalama kuchokera ku ATM;
• kulumikiza mauthenga a SMS omwe akugwiritsidwa ntchito komanso kugwiritsa ntchito akaunti yanu. Zosankhazi zidzalola kuti kasitomala azikhala nthawi zonse podziwa ntchito zonse zomwe zikuchitika ndi khadi;
• Kugula kwa walusi wa RFID Izi ndizofunikira kwa eni ake makadi osapanga mapulasitiki. Chofunika cha kuphatikiza kwachinyengo pa nkhaniyi ndi luso lowerenga zizindikiro zapadera zomwe zimapangidwa ndi chipu kutsogolo. Pogwiritsira ntchito scanner yapadera, otsutsa amatha kubweza ndalama pa khadi pamene ali pamtunda wa mamita 0.6-0.8 kuchokera kwa inu. Chitetezo cha RFID ndichitsulo chosanjikiza chomwe chimatha kuyesa mafunde a wailesi ndi kutseka mwayi wothandizira wailesi pakati pa khadi ndi wowerenga.

Kugwiritsiridwa ntchito kwa guarantors zonse zapamwamba za chitetezo n'zosakayikitsa kuteteza aliyense wogula mapepala apulasitiki.

Motero, kusokoneza konse kosaloledwa m'ndondomeko ya ndalama kungakhale kwakukulu. Ndikofunika kuti mugwiritse ntchito moyenera njira zotetezera ndi nthawi zonse kuyang'ana nkhani mu nkhani ya mauthenga a pa Intaneti kuti muphunzire za njira zatsopano zachinyengo komanso nthawi zonse mukutumikira.